Warranty Protection

The Elements of a Renters Insurance Rate

Posted on January 16, 2010. Filed under: Property Insurance, Warranty Protection |

A renters insurance rate is based on several factors. Everyone considering a purchase of a renters insurance should have a basic understanding of how the premium is arrived at and the various aspects affecting the rate. The first thing one should ask is whether the insurance company offers coverage for your belongings based on actual [...]

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Mortgage Protection Insurance: What to Look Out For

Posted on January 6, 2010. Filed under: Property Insurance, Warranty Protection |

Mortgage Payment Protection Insurance (MPPI) is a form of insurance designed to cover your mortgage payments, in case anything happens to cause you to lose your income. You may find that when you take out a mortgage, your lender automatically offers you MPPI. Sometimes they try to give you the impression that it’s obligatory. But [...]

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Mortgage Protection Insurance: Don’t Be Mis-sold!

Posted on October 6, 2009. Filed under: Property Insurance, Warranty Protection |

When you take out your mortgage, your mortgage lender will often try to sell you a mortgage protection insurance policy. The lender gets a good commission on it, so might well put some pressure on you. But don’t be bullied. You don’t have to get it from them, and you don’t HAVE to have it [...]

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Mortgage Protection: Is there an Alternative?

Posted on October 6, 2009. Filed under: Property Insurance, Warranty Protection |

If you are taking out a mortgage for the first time, your lender may try to push you into taking out mortgage protection insurance at the same time. Be careful. It benefits them – they get a commission – but that doesn’t mean it’s the best thing for you. If you feel the need of [...]

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